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Welcome to our home page. We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.
We are a leading provider of appraisals for:
Primary and Secondary Mortgages
Mortgage Refinancing
Employee Relocation
Private Mortgage Insurance Removal
Estate Planning
Divorce Settlement
Our investment in training and technology has helped our customers greatly reduce their workload. By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.
Short Turn-Around Times
Highest-Quality Appraisal Reports
On-line Status Reports
Electronic Ordering and Delivery
Competitive Pricing
Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated.
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Our Appraisers:
Deborah J. Williams, MRA, & Rick A. Hoeft: Together, more than 25 years of appraisal experience.
Deborah Williams is a Certified Residential Appraiser in the State of Hawaii and is approved to appraise properties for FHA. Experienced with REOs and Relocations; Private appraisals for tax purposes, divorce and estate planning.
FORMAL EDUCATION:
• University of Minnesota: Bachelor of Science Degree-Interior Design
• University of Hawaii: Computer Aided Design and Drafting (CADD)
LICENSES AND PROFESSIONAL AFFILIATIONS:
Hawaii Certified Residential Appraiser
National Association of Master Appraisers - Master Residential Appraiser Designation
FHA Approved Appraiser - since 1995
APPRAISAL EXPERIENCE:
Ms. Williams' knowledge of housing and design, construction and building materials is used daily in the appraising of residential properties. Her ability to read and interpret blueprints is useful when appraising new construction. She is well versed in floor planning, drafting of blueprints, construction and building, and finish materials. Her experience as a designer enhances her ability to accurately determine remodeling costs as well as the ability to recognize design trends in the market place. Ms. Williams' knowledge of floor planning and her study of historical homes and history of interior design and architecture compliments her appraisal practices in recognizing functional obsolescence and effective age. This experience affords her the ability to recognize, analyze and properly value complex residential properties.
Ms. Williams is experienced in appraising residential and vacant properties. She has appraised residential vacant land and improved property for first mortgages, refinancing, equity relocation and consulting purposes and has been a licensed appraiser since 1993. Ms. Williams also has experience in appraising Hawaiian Homelands properties.
GENERAL INFORMATION:
Ms. Williams carries a strong background in design with a Bachelor of Science degree from the University of Minnesota in Interior Design. Ms. Williams attained the American Society of Interior Designers (ASID) professional designation, considered to be the most prestigious and recognized professional design organization. Her design experience includes Dayton Hudson Corporation, Minneapolis, Minnesota; Towne and Country Interiors, Dearborn, Michigan; David's Innovative Inc., Southfield, Michigan; Oakland Office Interiors, Pontiac, Michigan; Container Home Supply, Maui, Hawaii; The Home Depot, Maui, Hawaii; as well as free lance design work for builders, architects and design firms.
Ms. Williams has studied at the General Electric Lighting Institute; an intense seminar regarding both residential and commercial lighting.
Ms. Williams is currently Vice-President of the Menehune Shores Condominium Homeowner’s Association. She has been an active board member since 2003.
Rick Hoeft is a State Licensed Appraiser in the State of Hawaii.
FORMAL EDUCATION:
• Kalamazoo College, Kalamazoo, Michigan - majored in Business Administration
• Macomb County Community College, Warren, Michigan - majored in Accounting and
Business Law.
LICENSES AND PROFESSIONAL AFFILIATIONS:
Hawaii State Licensed Real Estate Appraiser
APPRAISAL EXPERIENCE:
Mr. Hoeft's knowledge of construction and building materials is helpful in the appraising of residential properties. His ability to read and interpret blueprints is useful when appraising new construction. His background in accounting, tax preparation, and reconciliation of company receipts is used daily in the valuation process. This experience, in conjunction with his training as a real estate appraiser enhances his ability to properly value residential properties.
Mr. Hoeft is experienced in appraising residential and vacant properties. He has appraised residential vacant land and improved property for first mortgages, refinancing, equity relocation and consulting purposes and has been a licensed appraiser since 1998.
GENERAL INFORMATION:
Mr. Hoeft has a strong background in management, purchasing, accounting and reconciliation. He has extensive knowledge of construction, design, and manufacturing of custom furniture.
ATD Consultants P.O. Box 1000 Makawao, HI 96768-1000
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